Optimize every transaction for success
Every payment routed to succeed
Eliminate soft declines and processing outages. PaymentKit dynamically routes each transaction based on real-time performance and cost to boost approval rates while protecting margins.
Universal PSP routing engine
Route payments by any variable
Orchestrate payments between PSPs based on payment method, card brand, currency, payment type, transaction value, and more.
Contextual optimization
Automatically choose the processor that offers the highest authorization rate for a specific customer profile or payment type.
One integration, infinite reach
Connect to Stripe, Adyen, Braintree, or any PSP and manage them through a single, unified API.
Payment cascading
Cascading on soft declines
If Processor A returns a soft decline, the charge instantly cascades to Processor B to secure the sale.
Priority-ordered waterfall
Set the order processors are tried, by approval odds, cost, or rules you define, so every second attempt lands where it is most likely to clear.
Performance-led decisions
Smart load balancing
Distribute volume across processors to meet volume commitments, optimize for tier pricing, or mitigate platform risk.
Zero-downtime failover
If a processor's latency spikes or an outage occurs, traffic is re-routed in milliseconds. Your checkout never breaks.
Smart recovery & dunning
Data-driven retries
We optimize retry timing based on historical success windows (e.g., specific times of day or cardholder cycles).
Automated dunning flows
Failed renewals trigger branded email sequences and a self-serve portal for updating cards, so recovery runs without your team chasing it.
One command center
Total flexibility with zero implementation barriers
PaymentKit is your command center. We optimize the entire lifecycle of a dollar, from the moment a customer signs up to the moment that revenue hits your bank.
Whether you’re a startup looking to launch in hours or an enterprise building a custom checkout experience, PaymentKit scales to your technical needs.
No code
Launch subscriptions, invoices, checkout, and customer portals without writing a single line of code.
Yes code
Integrate in under an hour with clean APIs, SDKs, and a robust sandbox so you can build and deploy without downtime.
