Relentless revenue recovery
A dunning system that actually thinks
Stop relying on "blind retries." PaymentKit uses a smart dunning system that adapts its strategy based on the nature of the failure and the subscriber's billing cycle.

Most churn isn't a decision
See how smart payment retries workInvoluntary by default
The majority of subscription churn starts as a failed payment, not a cancellation: insufficient funds the day before payday, a reissued card, a cautious bank. The customer never chose to leave.
Recovery, not repetition
Blind retry timers burn attempts and gateway goodwill. PaymentKit's smart payment retries re-attempt each failure at its most likely moment, guided by the decline code and the billing cycle.
Intelligent dunning
Adaptive workflows
Trigger brand-matched email sequences that adjust tone and urgency based on the failure category.
Self-service recovery
Direct customers to a secure customer portal to update payment methods. Once updated, PaymentKit instantly triggers a retry across your preferred PSP.

Failover orchestration
Automatic failover
When a processor outage or hard decline threatens a renewal, PaymentKit instantly re-routes the charge to a healthy backup processor.
Cascading recovery
Soft declines cascade through your other PSPs in priority order until the payment clears, so one processor's failure never becomes a canceled subscription.

One command center
Total flexibility with zero implementation barriers
PaymentKit is your command center. We optimize the entire lifecycle of a dollar, from the moment a customer signs up to the moment that revenue hits your bank.
Whether you’re a startup looking to launch in hours or an enterprise building a custom checkout experience, PaymentKit scales to your technical needs.
No code
Launch subscriptions, invoices, checkout, and customer portals without writing a single line of code.
Yes code
Integrate in under an hour with clean APIs, SDKs, and a robust sandbox so you can build and deploy without downtime.


