Intelligent fraud management
Defense without the lock-in
Don't let your PSP dictate your risk profile. PaymentKit decouples fraud logic from the processor, giving you the independence to architect a security stack that fits your specific risk tolerance.

Adaptive risk scoring
Custom rule builder
Create complex logic based on geography, velocity, order value, or device fingerprints.
Dynamic friction
Automatically trigger 3D Secure or additional verification only for high-risk attempts, keeping the path clear for "green-light" customers.
Global block & allow list
Precision targeting
Block specific IPs, card bin ranges, or email domains across all your payment processors simultaneously.
Universal reputation data
Leverage cross-processor insights to identify known bad actors before they even hit your checkout.

Independent shield layer
Pre-auth screening
Filter out bot attacks and card testing before they reach your processor, saving you on transaction fees and keeping your merchant standing clean.
Processor-agnostic protection
Maintain a singular, unified security posture across your entire global payment infrastructure.

One command center
Total flexibility with zero implementation barriers
PaymentKit is your command center. We optimize the entire lifecycle of a dollar, from the moment a customer signs up to the moment that revenue hits your bank.
Whether you’re a startup looking to launch in hours or an enterprise building a custom checkout experience, PaymentKit scales to your technical needs.
No code
Launch subscriptions, invoices, checkout, and customer portals without writing a single line of code.
Yes code
Integrate in under an hour with clean APIs, SDKs, and a robust sandbox so you can build and deploy without downtime.

