Fraud management

Intelligent fraud management

Protect your revenue without compromising your growth. Deploy sophisticated defense layers that stop malicious actors while ensuring a frictionless experience for your legitimate customers.

Defense without the lock-in

Don't let your PSP dictate your risk profile. PaymentKit decouples fraud logic from the processor, giving you the independence to architect a security stack that fits your specific risk tolerance.

Risk rules built from country, card brand and card type conditions

Adaptive risk scoring

  • Custom rule builder

    Create complex logic based on geography, velocity, order value, or device fingerprints.

  • Dynamic friction

    Automatically trigger 3D Secure or additional verification only for high-risk attempts, keeping the path clear for "green-light" customers.

Global block & allow list

  • Precision targeting

    Block specific IPs, card bin ranges, or email domains across all your payment processors simultaneously.

  • Universal reputation data

    Leverage cross-processor insights to identify known bad actors before they even hit your checkout.

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Block and allow lists applied across every connected processor

Independent shield layer

  • Pre-auth screening

    Filter out bot attacks and card testing before they reach your processor, saving you on transaction fees and keeping your merchant standing clean.

  • Processor-agnostic protection

    Maintain a singular, unified security posture across your entire global payment infrastructure.

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PaymentKit screening traffic in front of every connected payment processor

One command center

Total flexibility with zero implementation barriers

PaymentKit is your command center. We optimize the entire lifecycle of a dollar, from the moment a customer signs up to the moment that revenue hits your bank.

Whether you’re a startup looking to launch in hours or an enterprise building a custom checkout experience, PaymentKit scales to your technical needs.

No code

Launch subscriptions, invoices, checkout, and customer portals without writing a single line of code.

Yes code

Integrate in under an hour with clean APIs, SDKs, and a robust sandbox so you can build and deploy without downtime.