Private jet payments cleared for takeoff
Keep your existing processors · Go live in under an hour
Orchestrate the processors you already use
- Stripe
- Adyen
- Authorize.net
- Airwallex
- Checkout.com
- Paysafe
- +18%Approval-rate uplift
- 99.99%Routing uptime
- 20+Processors supported
- <50msAutomatic failover
How it works
Orchestration in three moves
Connect once, route everything, and let fail over and recovery run on autopilot, so a single decline, freeze, or shutdown never costs you a charter, a jet card deposit, or a repositioning fee.
- 01 · Connect
Plug in every processor
Bring Stripe, Adyen, Authorize.net, and your high-risk acquirers under one unified API. Add or swap processors without touching your checkout.
- 02 · Route
Send each charge to its best home
Every transaction is routed by card brand, BIN, currency, amount, and live approval performance, landing on the processor most likely to say yes.
- 03 · Recover
Fail over and retry, automatically
If a processor declines, slows, or goes offline, the charge reroutes in milliseconds and retries on a backup, so the sale still closes.
The platform
See orchestration at work
From a single control surface to real-time routing and recovered revenue. Here’s what running on PaymentKit looks like.
One router, every processor
Connect Stripe, Adyen, Authorize.net, and your high-risk acquirers, then let PaymentKit route each charge to the one most likely to approve.
Every payment method, one checkout
Give customers cards, wallets, and BNPL (Apple Pay, Google Pay, Link, Klarna, PayPal), all orchestrated behind a single integration.
Grow and stabilize recurring revenue
For jet card programs and membership billing, orchestration keeps renewals flowing and your recurring revenue climbing, even when a single processor stumbles.
Recovery and churn, in real time
Track recovered revenue and churn across every processor from one dashboard, and see exactly what orchestration wins back.
Capabilities
Built for revenue that can’t afford to stop
Everything a charter operator or broker needs to keep approvals high and payouts flowing, across every processor at once.
Universal PSP routing
One integration connects to any processor or acquirer. Direct traffic by rules you control, route the largest charges to the acquirer that approves them best, or let live performance decide.
Zero-downtime failover
A processor outage or freeze no longer stops checkout. Traffic reroutes instantly to a healthy backup, with no customer-facing errors.
Cross-processor recovery
Soft declines get a second chance on a different processor, with retry timing tuned to historical success windows.
Approval-rate optimization
Routing learns which processor approves which customer profile, lifting authorization rates without you lifting a finger.
Fraud & chargeback shield
Chargeback protection with risk rules you set once and keep consistent across every processor: screen the stolen-card schemes that target charters while verified clients sail through.
Compliance & risk support
Guidance through underwriting and acceptable-use requirements so your accounts stay open and your billing descriptors stay recognizable to clients.
Implementation
Launch with or without code
Build routing in the dashboard, or wire it up with a few lines of API. Either way, you go live in under an hour.
No code
Drag-and-drop routing rules
Set processor priority and add conditions by card brand, BIN, currency, or amount, then toggle fail over: no deploys, no engineers.
Prebuilt checkout components
Drop in PSP-agnostic, PCI-compliant payment fields and let PaymentKit handle the routing behind them.
Yes code
Live performance dashboard
Watch approval rates, fail overs, and recovered declines per processor in real time, and adjust rules on the fly.
One-click processor connect
Add or remove acquirers from a single screen. New processors join your routing pool instantly.
Single processor vs. orchestration
Why one processor is a liability
- Account shutdownSingle processorRevenue stops deadPaymentKit orchestrationTraffic reroutes, sales continue
- Frozen fundsSingle processorCash held for weeksPaymentKit orchestrationVolume spread, exposure limited
- Soft declinesSingle processorLost at first noPaymentKit orchestrationRetried on a backup processor
- Approval rateSingle processorCapped by one providerPaymentKit orchestrationOptimized across all of them
- Processor outageSingle processorCheckout goes downPaymentKit orchestrationFail over in milliseconds
- Switching processorsSingle processorRe-integration projectPaymentKit orchestrationA config change, not a rebuild
Who we support
Orchestration for every private aviation business model
From single-aircraft operators to national charter networks, PaymentKit gives aviation merchants stable, multi-processor infrastructure built for the biggest tickets in payments.
Charter operators
Five and six-figure trip payments routed to the acquirer most likely to approve them, with declines retried instead of lost.
Charter brokers
Client payments on broker models acquirers scrutinize, kept stable across several processors instead of one nervous account.
Jet card & membership programs
Deposits and recurring membership billing with adaptive retries recovering failed renewals automatically.
FBO & concierge services
Handling, catering, and ground services billed at premium tickets with fraud rules tuned to aviation’s patterns.
The problem
Why private aviation businesses lose revenue on a single processor
No category asks more of a card transaction than private aviation. A single charter can run $15,000 to $150,000, booked card-not-present, sometimes by phone two hours before wheels-up, and issuers treat charges like that as guilty until proven innocent. Declines on legitimate bookings are routine on any single processor, and every one is a client standing on a ramp while your team scrambles for an alternative. Acquirers, for their part, see high tickets plus instant delivery plus a documented history of stolen-card charter fraud, and they respond with reserves, caps, and quick exits.
The fraud problem is real, not reputational: stolen high-limit cards get tested on charters precisely because the amounts are huge and the service departs before the true cardholder notices. One successful scheme can produce a chargeback that erases the margin on twenty clean flights and puts the whole merchant account under review. Single-processor operators end up trapped between screening so tightly they decline real clients and so loosely they eat six-figure fraud.
Common triggers that get private aviation companies flagged on a single processor:
- Five and six-figure charges drawing maximum issuer scrutiny
- Stolen-card charter fraud producing outsized chargebacks
- Last-minute phone bookings with thin verification trails
- Broker payment flows acquirers struggle to underwrite
- Chargebacks over weather delays, diversions, and cancellations
- Billing descriptors clients don’t connect to the operator or broker
Payment orchestration removes the fragility. Instead of betting the business on one provider staying happy, you distribute volume across several processors, so no single decision by a single processor can take you offline. Orchestration doesn’t replace good compliance. It protects you when a processor changes its mind anyway, and it keeps your risk and routing rules consistent whether you’re on one acquirer or six. That makes private jet payment processing far more resilient than depending on a single merchant account.
Compliance & approval
What keeps private aviation merchant accounts stable
Acquirers that support private aviation expect verification discipline that matches the ticket sizes: documented charter agreements, verified cardholders, and clean dispute files. Meeting these standards lowers fraud losses and keeps reserves manageable. With orchestration, you apply them once and carry them across every connected processor.
Website & policy basics
- Charter agreements with routing, aircraft, and total price documented
- Cancellation, delay, and diversion policies stated before payment
- All-in quotes disclosed, including repositioning and handling fees
- Privacy policy, terms of service, and visible support contacts
Operational standards
- Cardholder verification proportionate to the ticket size
- Written or recorded consent for phone-based payments
- Trip documentation retained for dispute defense
- Fraud screening, 3DS where applicable, and PCI-compliant checkout