The billing platform that gives you freedom
Billing
Manage your entire billing lifecycle
Price your product however you want. PaymentKit runs the invoice cycles.
- Flat-fee, tiered, usage-based and hybrid pricing
- Automated upgrades, downgrades, pauses and prorations
- Hosted checkout and self-service customer portals
Payment Orchestration
Route transactions to any payment processor
Send every transaction to the processor most likely to approve it, and keep your tokens portable.
- Route by geography, card brand or payment method
- Automatic failover when a gateway goes down
- Declines cascade to a second processor for another try
- Independent vaulting: you own your tokens
Wallet Tokenization
Accept wallets with tokens you own
Offer Apple Pay and Google Pay at checkout while PaymentKit vaults every credential as a network token under your control.
- Apple Pay and Google Pay tokenization out of the box
- Full network token vaulting, independent of any processor
- Smart cascading across MIDs to lift authorization rates
Dunning
Recover failed payments before they become churn
When a renewal fails, PaymentKit runs the whole recovery: smart retries for the failures that fix themselves, dunning emails for the ones that need the customer.
- Adaptive retries timed by decline code and billing cycle
- Brand-matched recovery emails with a self-serve card portal
- Failed-payment recovery lifted by 12.4% on average
Revenue Metrics
Monitor revenue health and take action
One view of growth no matter how many processors you run, with churn surfaced before it compounds.
- One consolidated dashboard across every processor
- Compare success rates and costs by processor
- Catch cancellations and involuntary declines early
Approve more payments. 10%+ higher auth rates.
“Moving to a multi-processor strategy with PaymentKit has been a game-changer for our bottom line. By leveraging intelligent routing and cascading logic, we saw our authorization rates jump from 63% to 76%.”
Read case study →One command center
Total flexibility with zero implementation barriers
PaymentKit is your command center. We optimize the entire lifecycle of a dollar, from the moment a customer signs up to the moment that revenue hits your bank.
Whether you’re a startup looking to launch in hours or an enterprise building a custom checkout experience, PaymentKit scales to your technical needs.
No code
Launch subscriptions, invoices, checkout, and customer portals without writing a single line of code.
Yes code
Integrate in under an hour with clean APIs, SDKs, and a robust sandbox so you can build and deploy without downtime.
Industries
Built for how you sell
From mainstream subscriptions to verticals other platforms turn away, PaymentKit runs billing and payments that fit the risk profile.
Ecommerce and Subscriptions
Increase checkout approvals, recover failed renewals, and manage the full customer billing lifecycle.
Learn morePeptides and Wellness
Secure reliable processing, protect payment tokens, and scale recurring revenue in a rapidly growing category.
Learn moreTelehealth
Power memberships, treatment plans, and recurring patient billing with flexible payment infrastructure.
Learn moreAI and SaaS
Support subscriptions, usage-based pricing, and complex packaging without depending on a single processor.
Learn moreAdult and Dating
Reduce processor concentration and maintain recurring revenue in industries with stricter underwriting requirements.
Learn moreGaming and Digital Products
Manage global payments, fraud controls, virtual purchases, and recurring billing across multiple processors.
Learn moreHigh-Risk Businesses
Combine processor-agnostic billing, independent token vaulting, and processing support built for complex risk profiles.
Learn moreDon’t see your industry?
We support more verticals than fit on one page. Tell us what you sell and we’ll map the right setup.
Talk to us
Processor agnostic
Completely processor agnostic
- StripeAuthorize.netPaysafeAirwallexAdyenCheckoutPockytAnrokStripeAuthorize.netPaysafeAirwallexAdyenCheckoutPockytAnrok
- IntercomQuickbooksXeroZapierChartMogulUpolloRevenueCatProsperStackIntercomQuickbooksXeroZapierChartMogulUpolloRevenueCatProsperStack
Why PaymentKit
Take command of your revenue
MID shutdowns are a when, not an if. One unilateral decision can close your account overnight. Your subscribers should never feel it.
Subscriptions outlive your MIDs
When a MID dies, subscribers keep billing on a new one with no card re-entry: tokens are vaulted above the processor, so the next renewal simply lands on a healthy account.
True data sovereignty
You own your customer data. We vault payment tokens independently, so you can move processors without forcing customers to re-enter cards, the primary cause of migration churn.
Commerce without gatekeepers
We enable your business; we don't gate it. PaymentKit provides neutral infrastructure so revenue flows reliably regardless of shifting platform policies.