Optimize every transaction for success

Automatically send each transaction through the best provider to reduce failures, protect revenue, and avoid single points of failure.

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PAYMENT ORCHESTRATION

Every payment routed to succeed

Eliminate soft declines and processing outages. PaymentKit dynamically routes each transaction based on real-time performance and cost to boost approval rates while protecting margins.

Universal PSP routing engine

Route payments by any variable

Orchestrate payments between PSPs based on payment method, card brand, currency, payment type, transaction value, and more.

Automatically choose the processor that offers the highest authorization rate for a specific customer profile or payment type.

Contextual optimization

Connect to Stripe, Adyen, Braintree, or any PSP and manage them through a single, unified API.

One integration, infinite reach

Performance-led decisions

Smart load balancing

Distribute volume across processors to meet volume commitments, optimize for tier pricing, or mitigate platform risk.

If a processor’s latency spikes or an outage occurs, traffic is re-routed in milliseconds. Your checkout never breaks.

Zero-downtime failover

Smart recovery & dunning

Cross-processor recovery

If Processor A returns a soft decline, we instantly re-attempt the transaction on Processor B to secure the sale.

We optimize retry timing based on historical success windows (e.g., specific times of day or cardholder cycles).

Data-driven retries

Fraud & risk shield

Global risk rules

Set custom thresholds to flag high-risk transactions while ensuring your best customers enjoy a frictionless checkout.

Your risk and fraud rules remain consistent even if you switch payment processors or add new ones.

Agnostic security

Total flexibility with zero implementation barriers

Whether you’re a startup looking to launch in hours or an enterprise building a custom checkout experience, PaymentKit scales to your technical needs.

Launch subscriptions, invoices, checkout, and customer portals without writing a single line of code.

No code

Yes code

Integrate in under an hour with clean APIs, SDKs, and a robust sandbox so you can build and deploy without downtime.

Secure, compliant, and ready to launch

Whether you want to use our pre-built, no-code components or build a fully custom experience via API, PaymentKit handles the complex "plumbing" of global payments for you.

PSP-agnostic payment

components

PCI-compliant

secure data vault

3D secure support

Fraud controls

Take command of your revenue